4/6/22 Settlement 116,666.00 Motor Vehicle Accident
On October 22, 2020, Merilee J. Bowers was traveling eastbound in the far right lane of a three (3) lane highway on Route 195 in Somerset, Massachusetts, at mile marker 10.4. At the same time and place, a vehicle driven by Stacy Wordell was traveling eastbound in the far left travel lane when it lost control in the median and reentered the roadway, violently striking another vehicle traveling in the middle travel lane, forcing if off the roadway, striking a tree while traveling down a steep embankment. The van crossed sideways across Ms. Bowers lane of traffic in front of her vehicle, lost control, rolled over, and came to rest on it’s roof in the right side breakdown lane. As the van passed in front of her, Ms. Bowers noticed debri falling off of it following the collision, noticeably a large metal bar from the back bumper. Ms. Bowers vehicle struck the debris with great force causing her vehicle to bounce and loose control. Ms. Bowers with great grip on the wheel pulled over to the right side of the roadway in the breakdown lane. She was shaken up by what she had just experienced.
The MA State Police Department responded to the scene of the accident. It was noted Ms. Bowers vehicle sustained undercarriage damage due to a large metal bar from the back bumper of another vehicle lodging underneath her vehicle. Ms. Bowers was transported off the highway and her vehicle was towed from the scene of the accident as it was inoperable.
Following the accident, Ms. Bowers went home and attempted to rest. She was extremely shaken up and took over the counter pain medication for right shoulder pain that was getting worse. On October 24, 2020, Ms. Bowers presented herself to the Southcoast Urgent Care facility for pain symptoms.
On October 27, 2020, Ms. Bowers was seen by her primary care physician’s office and was seen by nurse practitioner, Britt Sibson, via telemedicine due to the COVID19 pandemic. She reported the events of the motor vehicle accident on October 22, 2020. She complained of pain all on her right side that radiated into the upper part of her right arm. Her right shoulder pain radiated up through her neck and she had a headache since the motor vehicle accident. She was feeling extremely anxious about driving since the accident. She expressed feeling anxious and worried about driving to work. She was diagnosed with injuries following a motor vehicle accident, Shoulder Pain, Low Back Pain and Acute Post-Traumatic Stress Disorder.
On November 16, 2020, Ms. Bowers was seen by licensed independent social worker, Kathlyn Heckart, as recommended by her PCP for anxiety and trauma symptoms. In addition to anxiety and trauma symptoms, Ms. Bowers presented with feelings of panic, worry, hypervigilence, flashbacks of the accident, and a fear of driving on highways. Ms. Bowers was diagnosed with General Anxiety Disorder following a motor vehicle accident. On December 14, 2021, following approximately one (1) year of psychiatric treatment, Ms. Heckart narrated that Ms. Bowers symptoms were improved in the past year, but Ms. Bowers still suffered from anxiety directly related to the referenced accident.
After litigation, the case ultimately settled for the $100,000.00 policy limits as well as underinsured coverage of $16,666.00
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