As the Plaintiff approached the intersection with Metacom Avenue, he came to a complete stop at the marked STOP sign. While stopped, the Defendant, attempted to take a right hand turn onto Mount Hope Avenue; however, she took the turn too wide and the front of her vehicle came into direct contact with the front driver’s side of Plaintiff’s vehicle. The impact caused the airbags to deploy in the Plaintiff’s vehicle, striking him in the face. Both vehicles were towed from the scene due to the disabling damage sustained.
The Plaintiff suffered a collapsed lung, multiple rib fractures and a large pneumothorax on the left side which would require a chest tube placement and transfer to Rhode Island Hospital. He further suffered T2-T4,T7 and T11-12 compression fractures, multiple rib fractures and a sternal fracture. Although the Plaintiff did not require surgery the Plaintiff’s expert opined the Plaintiff suffered a 19% whole person impairment. Suit was filed in Providence Superior Court and thereafter Defendant offered their policy limits of $100,000.00. We then mad e a demand on the Plaintiff’s own policy for under-insurance coverage and we successfully negotiated an additional recovery of $75,000.00 for the Plaintiff.